As the family gathered for Christmas, I finally had The Talk with my Favorite Nephew who was home from college. This talk was about being smart and taking steps to protect himself. We sat down with his laptop and I started by asking if he’d ever checked his credit report. First, I sent him to the FTC (Federal Trade Commission) website and showed him how to get his free … [Read more...] about Home for the holidays, time to have The Talk: get the new year off to a good start