I Know There’s Life Insurance, Where Is It?

February 18, 2014

If you believe a loved one may have had a life insurance policy you cannot locate, you have two options: first, contact every life insurance company; or, second, pay a service to search for you. Below is a list below of some of the most popular national life insurance companies and their contact information. Some… Read more »

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I’m a Successor Trustee, Now What?

November 17, 2013

You know your loved one or friend named you as trustee.  You get a call that she has been in a terrible accident.  You then realize she cannot tend to her financial matters for the near future.  Do you know how to locate her lawyer to help you get started as successor trustee?   After contacting… Read more »

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What’s A Power of Attorney Agent To Do

November 3, 2013

If you’ve been named as an agent in someone’s power of attorney, do you know what to do? Or what not to do?  The Consumer Financial Protection Bureau has published a fact packed guide to help agents (attorneys-in-fact) with their fiduciary duties.

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Digital Property Inventory

October 29, 2013

Have you made an inventory of your digital property?  Or will your loved ones be left to search for your things?  How will they gain access? These are important questions as I discussed with a reporter for the Fairfax Times and the Gazette.

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Digital Property & How to Get Rid of It

September 17, 2013

I’ve written lately about the importance of planning for your digital property in case of your incapacity or death. I’ve also encouraged you to make an inventory of digital property so the person caring for you or managing your estate knows what you have, where it is, and how to access it. Now my digital… Read more »

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Do you know your Digital Property?

August 29, 2013

Many of us have digital property.  Family and vacation photos stored in the cloud for safekeeping and ease of sharing.  Music, books, and movies.  Email with friends and family as well as business matters.  Financial assets and records. We like our digital property – it is easy to use and we can access it from… Read more »

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Planning to retire one day?

July 24, 2013

If your future includes retiring from work, you will want to take a look at a new Retirement Toolkit. Planning for your retirement means getting educated now on the many issues you’ll need to consider. This interactive resource will help guide you through the maze of decisions that lie ahead. This toolkit includes links to… Read more »

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Digital Property

July 18, 2013

If you are reading this, you are likely the owner of digital property. Digital property is very broad – e-mail, texts, social media posts, online accounts, videos, passwords and IDs to access sites, your data on shopping, financial and other sites, electronic documents, online backups, photo collections, and more. In this article, I and my… Read more »

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US Supreme Court: Beneficiary Designations Matter

June 3, 2013

Today the US Supreme Court ruled that when federal employees designate beneficiaries on their federal life insurance that the Virginia General Assembly cannot override it.  See Hillman v. Maretta. In 1996 Mr. Hillman, a federal employee, submitted a beneficiary designation form for his federal life insurance that named his then wife Judy Maretta. They divorced… Read more »

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What happens to my Google Accounts when I die or if I can’t access them?

April 12, 2013

Ask and it will be given to you, says the Bible. Users must have asked enough as Google has provided an answer. Now you can decide how your Google Accounts are to be handled if you’ve left them inactive for any reason.  Maybe you no longer use Picasa to store your photos.  Or perhaps you’ve… Read more »

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